If we asked you what your primary concerns were as you prepare for retirement, what would you say? Most people have said the same thing for over a decade. The #1 concern is living longer than their money, while #2 is the cost of health care, and funding an acceptable lifestyle in retirement.
Who signs your paycheck the day after you retire? People will get their income in retirement from multiple sources:: pensions, Social Security, investment accounts, savings, supplementary income from part time work, etc. Over your working years you have followed an accumulation strategy to collect monies that can be used to fund your retirement. You may even have used a financial planner to assist you in growing that nest egg. Most people, however, have not engaged in a specific retirement income strategy to design how to use those funds during retirement to underwrite their lifestyles. Taking a percentage of accumulated funds out of savings each month almost always leads to running out of money.
InsuranceProfessor.net works to minimize or eliminate worries about income due to long life expectancy, finding solutions to deal with health care and extended care costs. Our aims are to ensure that your principal and accumulation are protected from diminution due to changes in the market, provide guaranteed income that will last your entire life.
At InsuranceProfessor.net, we work with safe money tools, helping you plan for the income you need in retirement. We labor to make sure that you carry the least tax load, and can take full advantage of programs and benefits that are available to you through Medicare and Social Security. Our philosophy co-exists very well with continued investment in securities, providing clients the opportunity to protect current assets, and still explore options within markets for growth.