Medigap Menu of Plans:: Effective January 1, 2020

Plans F and G have a “high deductible” option. After meeting an annual out-of-pocket maximum of $2300, the plans pay at 100%. As of 1/1/2020, for newly Medicare eligible beneficiaries, only Plan G will have a “high deductible” option.

Plan N includes a $20 doctor office visit copay for some office visits, and a $50 copay for emergency room visits.

Plans K and L have annual out-of-pocket maximums, after which the plans pay at 100%.

“Medicare eligibility” prior to 1/1/2020 includes all those eligible for any reason for Medicare coverage, including those having turned 65, those on disability, those with ALS, those with prior residency in or near Libby MT.