Health Reform


Federal Health Reform (PDF)
The purpose of this paper is to provide a framework to help readers begin to understand the federal health
reform laws that will begin to take full effect in 2014.

Healthcare Reform Timeline (PDF)
No one sees the direct results of the Patient Protection and Affordable Care Act (PPACA) like the health insurance professionals who work directly with American employers and individual consumers looking for affordable healthcare coverage. Source: National Association of Health Underwriters.

Employer Mandate Explanation (PDF)
On December 28, 2012, the Internal Revenue Service (the “IRS”) released proposed regulations under Code Section 4980H (54.4980H-1, 2, 3, 4 and 5) relating to the employer shared responsibility provisions (the “Employer Mandate”) under Health Care Reform. Source: Larry Grudzien, Attorney at Law.